Best Cd Rates Near Me 2024. Penfed credit union money market certificate: Quontic bank is an online bank that offers cds as well as savings, money market and checking accounts.

Here are the highest cd rates at top online banks and credit unions for term lengths from nine to 12 months: The best cds currently range from 5.05% to 5.75% — with some promo rates as high as 7.50% — which is higher than average compared with the last.